
It's worth being aware of the fact that employers liability insurance is obligatory by UK law and that fines for not having it in place can be up to £2,500 per day. It exists to give you financial backing should one of your employees sustain an injury or illness in connection with carrying out work for your florist business. Your business – especially if it is small – could be crippled by the costs of litigation so put employers liability insurance in place to help you meet potential costs arising from an employee's work related accident.
When you take out your employers liability insurance through Insure My Florist as part of your florist insurance policy you'll find that there is an upper indemnity limit of £10m. This is an enormous sum of money and you might think it somewhat excessive. Legal defence costs incurred under the 1974 Health and Safety at Work Act, however, can be huge, and so you'll enjoy the peace of mind that comes from knowing you're backed to the tune of £10m. So: to avoid enormous daily fines and to acquire total peace of mind, take out your employers liability insurance through Insure My Florist.
You'll find it easy to put your employers liability insurance in place through our online quote request form. Simply select the option of employers liability insurance when completing the form and your employers liability insurance will be incorporated into your florist insurance and your premium price will be altered accordingly.