Florist shop insurance

Risks attach to any profession, but an insurance policy needs to reflect the particular hazards and demands of the professional taking out the insurance. Florist shop insurance, therefore, is importantly different from, say, bakers or butchers insurance. Here at Insure My Florist we understand the unique demands of your business and can offer you florist shop insurance that would not leave you short in the event of having to make a claim.

We can cater for the unique demands of your business with our florist shop insurance

As a florist, your business premises will contain, at any given time, a large amount of fragile, valuable and easily perishable stock. And should this be damaged in a fire, flood or storm, for example, the financial effects for your business could be ruinous. The florist shop insurance you can purchase here will protect your stock, including raw materials, work in progress and finished goods, against a range insured perils, including the natural disasters mentioned above and malicious acts such as theft or attempted theft. Deterioration of stock can also be covered; if, for example, your shop's thermostat sustained damage, resulting in some of your stock withering and dying, your florist shop insurance would offer you the financial backing you'd need to replace the unsellable flowers.

Whatever the particular demands of your business, you can be sure that your florist shop insurance won't leave you with lack of appropriate cover if an accident were to occur. Public liability insurance, crucial for anyone working in the retail trade, will also come included in your flower shop insurance. This aspect of your florist insurance will cover you if a customer harmed themselves in connection with your business and you were required to pay out compensation. The public liability cover featured as part of your florist shop insurance will come with high indemnity limits, meaning you wouldn't be left with a huge bill if you had to make a claim.