Liability insurance

Our liability insurance provides cover for all the major areas where litigation can take place. Number on on your list of cover should be public liability insurance to protect against claims from the general public. If you employ members of staff then it is a legal requirement that you take out employers liability insurance with large fines for those who do not. Finally we also provide product liability insurance which is an optional feature should your require it.

Protect your business's finances with liability insurance

Liability insurance is a must for anyone in the retail business and can indemnify your business against extremely expensive legal fees. Members of the public will frequently be in your shop as customers: an extremely positive thing, of course. But risks also attach to the close proximity of members of the public to your business premises – risks that could result in you being liable to pay costly litigation fees. If you have liability insurance in place you can insure yourself against these potential costs, meaning that you wouldn't be financially affected by an unfortunate incident. You can purchase both public and employers liability insurance here at Insure My Florist.

You also need liability insurance if you work from home

You're no less in need of liability insurance if you work from home. If, for example, you operate a flower arranging business from your home, you will still need to insure yourself against the risks of having members of the public on your premises in connection with your business. Liability insurance will give you the financial backing you'd need if a member of the public were to injure themselves while on your premises and decided to take legal action against you.

We'll offer you liability insurance for your florist shop from top UK insurer Ageas. The indemnity limits you'll be offered will be generous, meaning you won't be left short if you had to make a claim and, just as importantly, your liability insurance won't cost you the earth. When you're completing the online quote request form on our site you'll be able to put exactly the amount of liability insurance you want in place, to offer you peace of mind and financial security.