Optional florist insurance policy features

In addition to the generous amounts of cover that will come in our standard florist insurance policy, you'll also be able to select additional types and levels of cover from an impressive range of optional extras. Read on for more details of what types of cover are optional with our florist insurance policy.

All risks inclusion

You can insure the buildings that house your florist business against a range of potential hazards, including fire, riot, civil commotion, accidental damage, theft or attempted theft and subsidence, ground heave or landslip.

Business interruption insurance

You can protect your florist business against financially disruptive occurrences with business interruption insurance. This will insure you for loss of net takings that result from insured damage to the business premises, meaning you won't suffer financially if your ability to trade is adversely affected for a period of time.

Computer breakdown

The computers you have in your florist shop will be absolutely vital to the health and profitability of your business: don't take the risk of leaving them uninsured. The florist insurance policy available here will insure your computers for damage caused by fire, riot, civil commotion, accidental damage, and theft or attempted theft (though not for the cost of preparing the claim). You'll also be insured for costs reasonably incurred in restoring to your computers information lost as a result of the insured damage.

Personal possessions

Your personal possessions can be insured against insured perils anywhere in Great Britain, Northern Ireland, the Channel Islands and the Isle of Man. Furthermore, to give you yet more freedom, your personal possessions will also be covered for business, temporary or personal travel anywhere in the world, with a 60 day aggregate limit applicable within any one period of insurance. Your unspecified valuables, sports equipment, musical instruments, photographic equipment and pedal cycles can all be insured, giving you total peace of mind as you go about the business of running your florist business.

Household contents

Your household contents can also be insured with our florist insurance policy. Household contents stored on the business premises can be insured against a range of perils. Should your household contents sustain damage as a result of fire, riot, civil commotion, accidental damage or theft/attempted theft, you florist insurance policy will cover you up to sum insured specified in your quote request form.

Work away cover

Work away cover is an extension of your employers liability insurance and will provide you with cover if an employee of yours sustains an injury in connection with work for your business while working away from the premises (within the territorial limits). You'll be indemnified against any compensation you become liable to pay in such a situation, meaning your florist shop's finances wouldn't suffer unnecessarily if an employee suffered an accident while undertaking work away for your florist business.

Buildings

The buildings of your florist business can be insured here with excellent levels of buildings insurance. Because the safety and effective maintenance of your buildings are crucial to the prosperity of your florist business, buildings insurance constitutes an indispensable part of your florist insurance policy. You can select the sum you wish to insure when requesting your quote, and insure your buildings against fires, earthquakes, accidental damage, theft or attempted theft and subsidence, ground heave or landslip.